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Individuals & Families Insurance for Businesses & Organizations Who We Are

Personal Insurance

Brown & Walters is an independent insurance agency representing over forty insurance companies.  Protecting your personal belongings is our number one concern.  We will develop a custom tailored insurance program to meet your individual needs.  We will comparatively shop among all of our companies to find the lowest rate and best coverage for your auto, home, watercraft, motorcycle, ATV or recreational vehicle.

Automobile Insurance

Automobile insurance is not a commodity.  You need a licensed professional insurance agent to help guide & protect you against the huge financial settlements being awarded in our courts.  Brown & Walters will provide you with the professional advice you need to maintain the proper level of coverage for those unforeseen situations.

Homeowners Insurance

Purchasing a home is the biggest investment most people will ever make.  Not all homeowners policies are created equal.  The insurance agent’s at Brown & Walters are professionals, and have the knowledge and expertise to protect your investment with a comprehensive homeowners policy covering your house, contents, outbuildings and personal liability. 

Renters Insurance

Yes, even renters need insurance.  Renters can purchase a policy that will protect against fire, lightning, smoke, and theft.  Renters insurance also provides liability coverage in case a guest is injured while visiting. 

Farmowners Insurance

Each farm is different with respect to their individual insurance needs.   For that reason, Brown & Walters will design a comprehensive insurance program tailored to your specific operations.    From gentlemen farms, beef, poultry, dairy, crop, fruits and vegetable, organic, mass production growers to specialized farming such as equine, deer or vineyards--Brown & Walters has the experience and farm insurance markets to protect your agricultural operation.  We can also offer livestock mortality insurance to protect animals with higher values. 

Watercraft Insurance

Driving a boat is no different than driving a car; you need to be properly insured in situations where you may be held liable for injuring someone, or, damaging another boat.  Watercrafts can be expensive; you can also protect your investment by purchasing comprehensive and collision to cover your boat.

Motorcycle Insurance

Every motorcycle enthusiast feels the freedom and excitement while riding on their prized possession, but they also aware of the risks involved.  We have policies for the beginners and ones that reward experienced riders.  We insure sport bikes, cruisers, touring bikes, enduros, scooters, dirt bikes, trikes and some custom bikes.

ATV Insurance

Did you know homeowner’s policies don’t provide liability coverage when you ride your ATV off your premises?  Brown & Walters can provide you with a policy to cover your ATV on and off premises for liability, comprehensive and collision.

Recreational Vehicle Insurance

RV’s, motorhomes, conventional travel trailers, fifth-wheel travel trailers or campers...Brown & Walters provides policies that offer the unique coverage’s associated with these units.

Personal Umbrella Insurance

You carry an umbrella for protection on a rainy day; you should also carry an umbrella to protect your assets on a rainy day.  Personal umbrella policies protect you against large financial settlements when the awards exceed the liability limits on your standard policies.

Flood Insurance

Even if you don’t live near water, flooding can still occur, causing significant damage to your home and contents.  Unfortunately, a lot of people have found out the hard way their homeowners policy does not cover flood situations.  Brown & Walters offers flood insurance through the National Flood Insurance Program.

The above is meant as general information and as general policy descriptions to help you understand the different types of coverage’s. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverage’s.